Title Information Summary

Summary of Closing Costs

When buying or selling property, there are several costs to keep in mind:

  • Title Insurance: Covers settlement services, title examination, and the insurance premium. Premiums are based on the loan amount or purchase price.
  • Documentary Stamps: In Arkansas, documentary stamps are $3.30 per $1,000 of the purchase price.
  • Recording Fees: Required for deeds, mortgages, releases, and other title documents. Typically $15 for the first page, $5 for each additional page.
  • Loan Costs: May include origination fees, discount points, document prep, tax service, or other lender-required items.

Understanding these expenses up front helps you plan ahead and avoid surprises at the closing table.

House Hunter Score Card

Choosing a home can feel overwhelming. Our House Hunter Score Card helps you keep track of the properties you visit by recording features, community factors, and your impressions.

  • Compare homes side by side.
  • Prioritize the features that matter most to you.
  • Share your list with your Realtor so they can better match available homes to your needs.

Buying a home is a big decision — this simple tool helps you stay organized and confident along the way.

Home Sales Tips

First impressions matter — buyers often know within minutes whether they like a home. A well-presented property sells faster and often for a better price.

Quick Tips to Boost Curb Appeal & Value:

  • Keep the lawn trimmed and landscaping neat.
  • Freshen up exterior paint, doors, and shutters.
  • Repair the roof, gutters, or steps if needed.
  • Brighten up the kitchen with clean counters and light finishes.
  • Make bathrooms sparkle with fresh towels and stain-free fixtures.

Small, cost-effective improvements can make your home stand out and attract serious buyers.

How Title Insurance Protects Your Ownership

Your deed alone doesn’t guarantee a clear title. Hidden issues such as unpaid liens, recording errors, or even fraudulent documents can put your property at risk.

That’s why title insurance is essential:

  • It provides legal protection if a claim arises against your property.
  • It covers risks that may not be revealed in public records.
  • It ensures your ownership rights are defended and your investment is secure.

Real estate is one of your most valuable assets. Title insurance gives you peace of mind that your property truly belongs to you.

👉 Have questions?
Our team at Citizens Title & Closing is happy to walk you through the details of title insurance and make sure you’re fully protected. Contact us today.